Frequently Asked Questions

General Questions:

What is Aposin?

Aposin is short for “Association for the promotion of open-source insurance software and for the establishment of open interface standards in the insurance industry”.  

It is a non-profit association under Austrian law seeking to promote the development of open source insurance software and establishment of open interface standards in the insurance industry.

The community of contributing members in the Association work together to create standardized, state-of-the-art insurance software solutions and to advance the adoption of the software globally.

What is the Association’s vision?

The Association aims to promote international cooperation between the insurance and technology sectors, within the framework of joint projects for creating and disseminating open source insurance software and establishing open interface standards. The Association’s objectives include cooperation between traditional and new market participants, sharing of experience and best practices, and the establishment of a high-performing open source domain in the insurance sector.

The Association’s activities are meant to exert a positive influence on the perception of open source software as a high-quality alternative to commercial or proprietary software.

What is covered?

The Association’s projects target all elements of the insurance value chain which are common across organizations and markets.

Open Insurance Platform covers the full scope of business capabilities for the insurance industry across all lines of business (home, motor, health, life, assistance, etc.) and business models, including B2B, B2C, and B2B2C.

Are there any IT security concerns with open source software?

No.

Due to its transparent foundation, larger number of contributors and faster development cycles, open source software has the potential to be more secure than proprietary software.  

What does the Association do?

The Association will establish and run open source projects that advance the Association’s primary objectives. Primary tasks include:

a) Promoting and running open-source projects in the insurance sector by providing know-how and taking over project governance tasks

b) Pooling and defining user requirements pertaining to the supervised open source projects

c) Setting up an open-source source code library for the supervised open source projects

d) Actively participating in conferences and delivering lectures

e) Consultations regarding open-source projects and start-ups in the InsurTech domain (i.e. technology companies that specialize in the insurance industry)

f) Support for trainees (e.g. with scholarships and internships) within the framework of the supervised open-source projects

g) create and oversee new project bodies (if needed)

How is the Association organized?

Please refer to the association’s statutes for additional information on setup and governance.

You can join the association as a member with a Basic, Advanced or Premium membership. All membership applications will be reviewed and decided upon by the Association.

Where can I find out more about the Association and its leadership?

Check our Teams and Members section here.

Why should I join / become a member?

You should join if you believe in the open source movement, have expertise in the given area and actively want to contribute shaping the open source project.

If you join, we can all actively benefit from working together, learning from each other and building a future-proof insurance standard.

How do I join / become a member?

After reviewing the membership guidelines, please contact us.

Are there any legal obstacles to become a member that I should be aware of?

No. If you would like to apply for membership, please contact us and we will get back to you to initiate further steps.

Getting Help:

How can I get a project up and running?

Please refer to the readme files in our GitHub repositories. 

How can I help and/or donate?

If you would like to help you can always contribute to our projects whether your membership status is active or not.

If you would like to make a donation to the association, please contact us.

How do I get help or report a bug?

Directly contact us via GitHub. Just open an Issue and one of our maintainers will try to reach you as soon as possible.

For security issues please contact us directly.

How can I reach the Association’s directors?

Please feel free to contact them via the Association here or using their contact details in the “About us” section.

How do I contact individual developers/contributors?

Directly contact us via GitHub. Just open an Issue and one of our maintainers will assign the issue to the relevant people.

Are there any limits to using the code?

Open Insurance Platform, LicenseScout and MergeProcessor are licensed under the Apache 2.0 License.

The Apache License is a permissive open source software license — so you can release your modified version of the Apache licensed product under any license of your choice.

You can also freely use, modify, distribute and sell a software licensed under the Apache License without worrying about the use of software: personal, internal or commercial.

This license explicitly grants rights to users that can be applied to both copyrights and patents, unlike other permissive licenses that are applicable only to copyrights and not patents. The rights given are perpetual, worldwide, irrevocable, but also non-exclusive – so you – and everyone else-can use the licensed work.

If you choose to redistribute the software with any Apache licensed components, you must include a copy of the license, provide a clear Apache License attribution, and add modification notices to all the files that you modify.

Will there be further projects?

Yes.

We are planning to start more projects within the Association in the future. Once the projects are ready, we will update our roadmap.

What is your quality standard?

Due to the nature of our industry, quality is very important. Maintainers will review every input provided by contributors. Individual changes, features or bug fixes must provide documented JUnit tests. Furthermore a description on a technical and functional basis must be provided within every Pull Request, ensuring that ease of upgrading is maintained and quality can be continually enhanced over time.

Who can I contact if I have problems with the code?

Directly contact us via GitHub. Just open an Issue and one of our maintainers will assign the issue to the relevant people.

At this time there are no specific SLA’s in our open source projects.

Contributing:

How can I contribute? And, do I need to be a member to contribute?

There are two different ways to contribute to our projects:

1. You can become a member of the Association and thereby are allowed to contribute code and other artifacts (e.g. documentation) to the open source project.

This path is attractive to organizations that want to become long-term partners and besides contributing, are also interested in shaping the direction of the Association and the open source project.

2. You can sign a contribution agreement in order to contribute, without becoming a member of the Association.

This path is attractive to individuals that are only interested in contributing to the open source project, but not interested in the Association per se (e.g. Jane Doe).

Who makes the decisions?

Please check out our governance documents.

Do I need to contribute in order to have access to the code?

No. You can clone, fork, edit or do anything else with the code. Our projects are aligned under the Apache 2.0 License. So please make sure you apply this license to your own modified version of our projects.

Business Basics:

Who are the end users of the Open Insurance Platform?

End users of the Open Insurance Platform include customers, sales channels and business partners involved in the insurance eco-system as well as insurance back office people. The software covers all core insurance processes across all lines of business. 

Example use cases include:

  • Digital collaboration between claims handlers and towing companies
  • Automatic claims handling for health insurance using a customer app
  • Customer self-service portals
  • Fully digital quote and buy process for customers and sales representatives

Which lines of business does the Open Insurance Platform cover?

The Open Insurance Platform project targets all elements of the insurance value chain which are common across organizations and markets. It covers the full scope of business capabilities for the insurance industry across all lines of business (home, motor, health, life, assistance, etc.) and business models, including B2B, B2C, and B2B2C.

Are there any commercial limitations when using the code?

No. The project uses the Apache 2.0 license. Please make sure to comply with the terms and conditions set forth by the Apache License.